Status: Past Project


Do you know that one in five of 1,136 expecting mother tested in Singapore had gestational diabetes? This is according to Gusto, a longitudinal baby study at NUH and the KK Women’s and Children’s Hospital (KKH) (Khalik, S. 2016).


Vitana is the LumenLab’s experiment, aiming to be Singapore’s first gestational diabetes protection for expecting mothers, by harnessing the blockchain technology.

How Vitana Works

Vitana wants to reimagine insurance to reduce friction in customer experience and complexity in back office operations. Its concept starts with getting rid of the claims form. Vitana’s smart blockchain-enabled insurance system will know as soon as the customers are eligible for a claim, and payout will be made automatically without any action from the customer required.


The technology sits on the customer’s phone and underwrites on the device without the insurance company having any access to the customer’s personal and sensitive health data; complete privacy on sensitive customer health data is ensured.


Vitana offers parametric insurance by:

  • Using any data source for underwriting and policy issuance on the mobile phone
  • Posting policy issuance on the mobile phone, using a blockchain backend to automatically trigger a payout and eliminate claims with secure, automatic and timely exchange of consistent transaction records among key stakeholders.


Vitana aims to offer customers simpler and cheaper products covering new risks while ensuring data privacy and achieving operational efficiency by testing the feasibility of applying smart contract and Distributed Ledger Technology (DLT) to automate underwriting and claims payout respectively.



Want to know more about Vitana? Visit www.vitana.sg

Or contact info@lumenlab.asia

1 Regulatory sandbox experiment under the purview of the Monetary Authority of Singapore (MAS)
6 key partners
9 Months
300 Target Customers

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